Genesis originates and acquires credit card portfolios across the entire credit spectrum, specializing in non-prime credit. Our capabilities cover the lifespan of account management:

• Marketing directly to consumers
• Funding receivables
• Converting portfolios
• Servicing
• Managing risk and analytics
• Providing systems and credit card processing

Relationships with Total System Services, Inc. (TSYS) for card processing and several issuing banks complete our full-service card platform.

Our Balance Transfer program offers customers an affordable solution for resolving an existing debt. By transferring their charged-off debt to a new credit card, consumers satisfy an outstanding obligation while benefiting from the utility of a credit card. We offer this program to our own customer base as well as to partner debt buyers and creditors.

We also offer traditional unsecured credit cards through direct-to-consumer efforts and in conjunction with partners. Our products are designed for consumers new to credit or with weak credit histories and complement prime creditors’ product lines.